Every so often, I take the day off to study my real estate. I ride my bike across town to hide in the campus library. But before I unpack my books, I face a dilemma. We’ve all heard of the lattee factor, yet I’m still going to get that caffeine kick and temporary distraction at each sip. I’m going to buy a lattee; I just don’t know where.

Two coffee shops are next to the library. The first charges the typical $2.50-3.00, and their coffee always tastes fantastic. They stamp my card’buy 10, get the 11th free.

The second place is dirt cheap at $1.50. The problem is that their coffee also tastes like dirt, and they offer no punch cards.

So which do I pick? Quality or cost? We’re all about hitting it big, though how far do I need to go?