There’s no denying that selling your house can be a stressful decision. Many factors may have led you to this point. You might be ready for something bigger or need something smaller. You might have an amazing new job in an amazing new city. If it’s a question of sizing up or sizing down, you won’t be pressured to sell within a set amount of time. On the other hand, if you need to start your new job in three months, the pressure will be on to sell as quickly as possible. Knowing how to navigate the ins and outs of the real estate market takes a little ingenuity, but with the right resources – including a competent real estate agent – you’re sure to be looking at a “SOLD” sign in your front yard before too long.

Timing Is Everything

Well, timing may not be everything, but it’s important. If you’re not pressured to sell your house quickly, consider yourself lucky. Feel free to skip ahead to the next section. If, on the other hand, you’re faced with a pressing situation, like a new job that requires you to relocate, you’ll need to act quickly and efficiently to get the ball rolling.

As soon as you even suspect that a transfer or relocation may be possible, get in touch with a real estate agent and hammer out details like what a reasonable asking price might be. If the relocation does, indeed, happen, you’ll be that much further along in the process, and listing your house will just mean filling out some paperwork and keeping the place picked up for showings.

As a new employee about to relocate, you’re well within your right to contact your new employer to request a deferment of your start date by a few months. If your new job is set to start in the middle of the winter, for example, you’d be much better off waiting a few months to relocate to try to sell your home when the real estate market is at its peak in the warmer months.

Wait for the Warm Months

People buy houses when it’s nice out, not when there’s snow and ice on the ground. Showing a house with a lush, green front yard and trees full of leaves is a boon to real estate agents everywhere. When the sun is shining and the grass is green, potential buyers have an easier time imagining their new life in the house.

There’s no getting around the fact that winter is a terrible time to put your house up for sale. Viewers will traipse in and out with slush covered boots, the trees are bare, and everything is gray and overcast. If you can wait for the warmer months, you absolutely should. Also, potential buyers are much more open to discussing how much things like property taxes, home insurance policies, and general upkeep will cost them when they can hear birds chirping and brooks babbling.

A Special Note About the Current Real Estate Market

If you can avoid selling your house right now, you should. With property values at record lows, the current market is nowhere close to being in the seller’s favor. Upside-down mortgages (when the balance of the mortgage exceeds the value of the property), short sales (when a seller is forced to sell the house for less than the balance of the mortgage), and foreclosures are an increasing reality. Buyers certainly have the upper hand in the current real estate market, and can make demands that, even just four or five years ago, would have been considered insulting to the seller.

This doesn’t mean that all hope is lost, though. If you still decide that you want to sell your home, prepare yourself to be patient, and hold off listing until the weather and time of year are on your side. Needless to say, the best time to sell is when you can, at the very least, recoup your initial investment on the property. Give yourself as much time as possible, which will prove to be the most important factor to selling successfully.

Birthday cards are expensive. There’s no question about it.

The problem is that a fancy card doesn’t hold a whole lot of value for the person receiving the card – especially if that person is a child.  Every year, we’ll spend a couple of dollars to buy kids a card.  Why not make them a simple little card and put the $3 you would have paid for a commercial card into the envelope instead?  

I know that $3 doesn’t seem like much for an adult.  But to a kid, money is money.  They can do a lot with $3 that they can’t do with a card, especially if everyone who usually buys them a birthday card hands them a handmade card and $3 instead.

It’s just something to think about.

I buy most of my things online. Books, boardgames, an ipod, a replacement car door handle, a dvd, a pdf download, and of course more books are just some of the items from the last six months. In the next six months, I’m sure that I’ll have more online dealings. Perhaps not quite as much given that Christmas fell into the last six.

Most of those items came from one place, Amazon. I’ve also ordered from Barnes and Noble online, the Apple store, and a couple specialty shops. The specialty shops unfortunately didn’t do an excellent job and won’t be named.

Amazon remembers who I am. It’s not hard to grab my email address and set a cookie on my computer. When I go to Amazon, I see all kinds of different things. I see what is recommended based on previous purchases. I can see what is in my shopping cart from last time. I can even check out the recently viewed books and other items.

At Barnes and Noble’s online site, I can log in and there is nothing. Nothing is unique to me. There is ‘My B&N’ their social network. It is completely blank for me. You can add your favorite books, or what you’re currently reading. But it is absolutely blank. Why not add suggestions based on my recent purchases. Instead I can add new titles by searching for them in a sea of millions of books.

When I go over to the Apple store, it doesn’t matter if I have ever bought anything. It doesn’t matter if I am logged in or not. At their site I’m going to be looking at the same thing either way. Nothing is linked together and there are no recommendations for me. They could easily say, ‘we see you’re using Windows, isn’t it time to upgade to a Mac? Here are a few suggestions…’, or how about ‘Upgrade your iPod shuffle to an iPod Touch and get -some incentive-’ They know what products I have purchased and they know what I am using to check the site.

As for now, I’m going to keep shopping at Amazon. They may be a big giant evil company (or something) but even more importantly they know who I am. They know what I want to buy and they help me do it. Most of the time, Amazon knows what I want before I even do. They are not cramming merchandise down my throat. Instead they are giving me suggestions based on my browsing and spending habits.

While it might be hard to do as well as Amazon for you and your company. The competition is very clear. You can easily tell what they are doing and honestly it’s not a big secret.

Great Service = Loyal Customers

Whereas mediocre products and services leads to
Mediocre Service = Indifferent Bargain Shopping Customers

When you do a better job of knowing me, I’ll spend my money with you.

Malcom Gladwell’s latest book has been out for a couple of months now, and I’ve got to tell you that it’s great. He has a really easy to read writing style. He mixes ideas with stories so seamlessly that really build and support his conclusions.

One important part of the book is having 10,000 hours of any activity to become truely proficiant at it. It doesn’t matter if it is writing programs and designing software all throughout software like Bill Gates, or if it is playing night after night nonstop in seedy establisments like the Beatles did.

Getting in that many hours would mean that whatever you wanted to completely master would have to be something that you absolutly loved doing. It would have to be a complete passion of yours.

Malcom Gladwell is very good at making things interesting, even if they normally wouldn’t be appealing to you he is great at crafting his words together.

This is a great book and I highly reccommend it; however I do believe that his previous two books Blink and The Tipping Point were better reads overall. They had more information that could be applied to life situations. In this book there are a lot of moments that will make you think “Oh, that’s cool.”

I haven’t been dissappointed by any of Malcolm’s books yet, and this one certainly lived up. I would also reccommend the audio versions of his books, you can load them up on your ipod and listen to them. Being read by the author, they have the inflections and dramatizations added to them percicly where Gladwell wanted to emphisize.

Pick up either Blink or Tipping Point first, and then don’t let this one go by.

Here is a simple, yet thorough, explanation of the current credit crisis. If you had any questions about what was going on in the economy right now, this is a big player. Why is the economy so bad right now? Watch this video and find out.

The Crisis of Credit Visualized from Jonathan Jarvis on Vimeo.